What should kids save for?

$120–$600 • ages 6–14

The classic first big-ticket goal. Concrete, wanted, and useful enough that parents will contribute.

$199–$349 • ages 8–14

The modern "I want a gaming console" goal. Parents stay sane by outsourcing "yes" to the save jar.

$200–$1,000 • ages 10–14

The big one. Phone savings teach more than any other goal because the math is real and the stakes are high.

$40–$400 • ages 6–13

The gateway savings goal. Small enough to actually finish, big enough to feel earned.

$80–$200 • ages 8–14

The "I want a real one, not a toy" goal. Signals a shift from toys to gear.

$600–$2,000 • ages 12–17

The long-term teen goal. Often pairs with a parent-match and some freelance earnings.

$3,000–$15,000 • ages 14–17

The biggest goal of adolescence. Teaches total cost of ownership better than any textbook.

$500–$10,000 • ages 10–17

Not the primary funding source — but the most powerful motivational goal a teen can have.

$100–$7,000 • ages 11–17

Not a "thing" goal — the best long-term financial lesson a kid can get. And the compounding is insane.

$400–$6,000 • ages 10–17

The experience goal. Saving for memories instead of stuff teaches a lesson "things" never can.

$429–$1,199 • ages 11–17

The first phone is the most-asked-about goal in the 11-13 cluster. Make them save for the device and the lesson sticks.

$329–$1,099 • ages 8–16

The first big tech goal that doesn't come with a monthly bill. Useful for school plus the Lego Builder, Procreate, and reading habit.

$129–$249 • ages 9–17

The most-saved-for kid tech accessory after a phone. A clean small-ticket goal — short enough to feel close, expensive enough to feel real.

$299–$599 • ages 10–17

The big-budget gaming goal alongside PS5. Save for the console and they appreciate the games more.

$399–$699 • ages 10–17

The other half of the console-savings duo. Same financial lesson, different ecosystem.

$199–$449 • ages 10–17

A common second-tech goal for kids who already have an iPhone. Useful for fitness tracking, parent contact in school, and earning "responsibility" credibility.

$299–$1,499 • ages 11–17

The biggest tech goal most kids will save for. Tied directly to school work, which makes it easier to negotiate a parent match.

$30–$350 • ages 8–17

A small-ticket entry into "real" tech savings. Cheap enough to finish in a month, expensive enough to feel earned.

$299–$999 • ages 12–17

The cool tech goal for the gamer-leaning teen. Big enough to feel real, ages well as the kid grows.

$79–$999 • ages 10–17

A high-engagement tech goal for kids who like flying things. Strong creative angle for kids who film with their phone.

$5–$500 • ages 6–14

A flexible micro-goal that grows with the kid. The starter goal that turns into a real lesson on collecting and resale.

$200–$1,500 • ages 7–14

A backyard goal best done as a family co-save with the kid contributing a portion. Big enough to feel meaningful, durable enough to last 5+ years.

$40–$400 • ages 5–12

A natural mid-size transport goal between a balance bike and a real bike. Cheap enough to finish in 3 months at typical allowance.

$99–$350 • ages 8–14

A flashy mid-tier transport goal popular ages 8-13. Save 4-6 months and they have something cool that lasts 2-3 years.

$30–$850 • ages 6–14

A specific Lego goal — usually the kid has one set in mind. The most-asked-for build category for ages 7-12.

$40–$600 • ages 7–14

A starter mechanical-hobby goal. Cheap enough to finish in 2 months, deep enough to grow into a real RC obsession.

$200–$2,500 • ages 9–17

A serious commitment goal — the kid has to demonstrate practice consistency before saving makes sense. Best when paired with 6+ months of lessons or YouTube self-teaching first.

$800–$3,000 • ages 12–17

A serious teen transportation goal. Replaces a $5,000 first car for many kids and pays for itself in a single school year.

$250–$1,500 • ages 10–17

A teen-friendly e-transport goal that's cheaper than an e-bike and easier to lock up at school. Same school-commute math, smaller price.

$50–$2,000 • ages 8–16

The most underrated savings goal — saving for the pet itself plus the first year of supplies teaches recurring-cost thinking better than any other goal.

$1,500–$6,000 • ages 8–14

A family co-save goal. The kid contributes a meaningful portion ($100-500) and the experience changes from "vacation" to "thing they helped make happen."

$200–$1,500 • ages 15–18

A teen-specific "save for an event" goal that mirrors adult financial events (weddings, vacations, weekends away). Run it like an adult would and they learn the planning.

$200–$800 • ages 14–17

The "I'm saving for actual independence" teen goal. Tied directly to a license and post-license freedom.

$80–$800 • ages 9–16

A patient hobby goal with strong "ongoing care" lessons. Cheaper than most pets, deeper than most toys.

$35–$250 • ages 6–17

A small-ticket recurring goal. Most kids outgrow cleats every 12-18 months, so this becomes a regular savings exercise tied to the season.

$100–$800 • ages 7–17

A multi-piece sport savings goal — bat, glove, helmet, cleats. Teaches budgeting across categories rather than one-and-done shopping.

$250–$900 • ages 9–17

A seasonal big-ticket goal that teaches "save in summer for what you use in winter." Pairs with rental-vs-buy economics for an honest budget conversation.

$100–$600 • ages 6–14

A patient-hobby goal for the kid who keeps borrowing dad's old 7-iron. Pairs naturally with a parent who already plays.

$15–$200 • ages 6–12

A small-ticket starter goal. Cheap enough that a 6-year-old can finish in a month, durable enough to last years.

$50–$250 • ages 6–14

An on-the-rise transport hobby. Quad skates and inline both have active scenes, and the goal scales with skill.

$10–$60 • ages 4–10

The micro-savings goal that scales: each plush is $10-30, easy to save for one at a time, and the collection grows visibly.

$80–$350 • ages 6–12

The "I need to be reachable but not on a phone" goal. Smartwatches like Garmin Bounce, TickTalk, and Gabb solve communication without giving a kid the open internet.

$399–$649 • ages 12–17

The handheld PC gaming dream goal. For the kid who already plays PC games on a parent's account and wants their own.

$80–$800 • ages 4–14

The Amazon Fire / Samsung tablet route. Cheaper than an iPad, kid-mode parental controls built in, fine for streaming and reading.

$30–$500 • ages 11–17

The first "save for an event in the future" goal for most teens. Teaches budgeting toward a fixed-date deadline.

$100–$1,500 • ages 8–14

A "co-budget the event" goal. Family covers a base; kid pays for the upgrades they want.

$200–$3,500 • ages 10–17

A pure save-for-a-deadline goal — the trip date is fixed, the price is fixed, and the kid has to make it work.

$300–$3,000 • ages 8–17

A patient, recurring savings goal for the horse-loving kid. Teaches that hobbies are subscriptions, not one-time purchases.