Comparison · Updated 2026-04-20
KidCash vs. GoHenry
GoHenry gives kids a prepaid Visa/Mastercard debit card with parental controls, chore tools, and savings goals. It merged with Acorns in 2023 and is being rebranded as Acorns Early in the US. Good fit if you want a card-first experience with per-kid billing.
Pick KidCash if
Parents who don't want to transfer money out of their own bank just to teach a lesson — and who want Siri, Watch, and Alexa integration that GoHenry doesn't offer.
Pick GoHenry if
Families who want a prepaid card their kid can physically swipe, and who like the Acorns ecosystem pull (investing, round-ups, etc.).
Feature comparison
| Feature | KidCash | GoHenry |
|---|---|---|
| Free plan | Yes — 1 kid free forever | — |
| Cost for 3 kids | $99/year | ~$120–$180/year |
| Real debit card | — | ✓ |
| Per-kid fees | No — flat family price | Yes — or capped family plan |
| Printable QR bills | ✓ | — |
| Chores & allowance | ✓ | ✓ |
| Siri / Apple Watch | ✓ | — |
| Alexa skill | ✓ | — |
| Savings goals | ✓ | ✓ |
| Investing for kids | — | Yes — via Acorns Early |
| No money held in custody | ✓ | — |
Pricing
KidCash
- Free — 1 kid forever
- Family — $99/year (1–3 kids)
- Big Family — $129/year (4+ kids)
No per-kid fees. No card fees.
GoHenry
- Per-kid — $4.99/mo/kid (~$60/yr per kid)
- Family plan — ~$9.98/mo for up to 4 kids (~$120/yr)
Exact plan structure is shifting as GoHenry merges into Acorns Early.
Why families switch to KidCash
- ✓Flat family pricing — $99/yr for up to 3 kids, $129/yr for 4+. No per-kid fees.
- ✓You control the money. KidCash tracks balances; the actual cash stays in your bank, their piggy bank, or wherever you want.
- ✓Siri, Apple Watch, and Alexa built in. Check or log transactions hands-free.
- ✓Printable QR "bills" let kids hold physical money that redeems to their balance.
- ✓No ads, no data sold, no investing upsells aimed at kids.
FAQ
Is KidCash a debit card like GoHenry?
No. KidCash is a ledger — it tracks balances but doesn't issue cards. If your kid needs to spend in stores, you use cash or your own debit card, then log the transaction in KidCash.
Can I use KidCash alongside GoHenry?
Yes. Some families use GoHenry for real-world spending and KidCash as the household "bank of mom and dad" ledger. KidCash is cheap enough that doubling up is still economical.
Why is KidCash cheaper?
Because we don't issue cards, hold money in custody, or process payments. We're software-only, so our costs are much lower and we pass that through.
Try KidCash free
1 kid free forever. No credit card required.
Information about GoHenry reflects publicly posted details at time of writing (2026-04-20). Pricing and features may change — check GoHenry's site for the most current info.